Korey The Lawyer · The Huff Law Firm
Houston Uninsured Motorist Lawyer
Not enough insurance? Let’s look closer.
An uninsured or underinsured driver can leave more questions. Bring your policy and talk with Attorney Korey Huff.
Based in Houston. Serving injured Texans.
Founder, The Huff Law Firm, LLC · Houston, Texas
Meet Korey The Lawyer
The other driver’s policy
may not be the whole story.
You have injuries, bills, and a claim. Then you hear that the other driver had no insurance or a policy too small to cover the losses. Before assuming that ends the conversation, look at the coverage available to you.
The Huff Law Firm reviews uninsured and underinsured motorist claims, often called UM and UIM claims. Bring your declarations page, the full policy if you have it, and any letters from the insurers. We can start by identifying what coverage was in place and what the claim requires.
Before you sign or settle, talk with Korey.
Questions about your claim? Call 1-877-HIT-MEUP!®️ for a free case review.
Get to know Korey: Attorney biography · State Bar of Texas profile · LinkedIn.
Start with a conversation
Start with your questions.
What happened?
Tell us what happened, when it happened, and what questions are on your mind. You can call even if you do not have every document yet.
What comes next?
Talk through the insurance calls, the paperwork, and your concerns. Start with a free case review and a conversation about your options.
Know the next step.
Ask about representation, attorney’s fees, and case expenses. If you choose to hire the firm, review the written agreement before signing.
Selected settlements
Real cases. Real work.
Selected settlements from The Huff Law Firm. Each result reflects the facts of a separate case.
Swipe to explore. Reel plays without sound.
These are past settlements in separate matters. Past results do not guarantee future outcomes. Every case is different.
A closer look at your claim
Read the coverage. Review the claim.
Uninsured motorist questions
If the responsible driver has no applicable liability insurance, your own uninsured motorist coverage may be relevant. Certain hit-and-run situations can raise additional policy and proof requirements.
Underinsured motorist questions
A driver may have insurance that is insufficient for the covered losses. Whether UIM benefits are available depends on the policy, responsibility, damages, applicable credits, and other requirements.
Before a release is signed
An agreement with the other driver or insurer may affect additional claims or policy rights. Ask about any consent or notice requirements before accepting a settlement. Keep every written response from the insurers.
Houston roots. Texas reach.
Bring the policies and the paperwork.
Coverage questions are easier to evaluate when we can see the actual documents:
- Your declarations page and full auto policy if available
- Any UM/UIM selection or rejection documents
- Other-driver coverage information and written offers
- Proposed releases and insurer consent correspondence
- Crash evidence, photos, and witness information
- Medical bills, treatment records, and missed-income information
Features & cover stories
Korey in the Press.
Get to know the man behind HIT ME UP.
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The people behind the reviews
Get to know the firm.
Read client reviews of The Huff Law Firm and learn more about Attorney Korey Huff.
Our office is in Houston. We serve injured Texans, including clients in Houston, San Antonio, and Killeen. Other cities are service areas.
The Huff Law Firm
1 Riverway Dr Ste 1700, Houston
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What I can respect from Mr. Huff is that he is very transparent and honest. He was able to explain in detail about our case and addressed every concern we had. My biggest regret is not finishing our case with him. Thank you for taking the … More time to reach out to us! I highly recommend The Huff Law Firm!!
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We found this guy on google... took one look at his genuine eyes and energetic smile and my wife said "now THIS is our guy... he looks like a go getter" They were able to help us short term with affording car rental and how to … More handle all the medical stuff and are walking WITH us through the legal red tape stuff. We KNOW we picked the RIGHT guy to help us tackle this difficult time. Thank you for being so passionate about what you do, Korey!
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Huff Law Firm had been champion's 🏆 in defending my case, And the Huff Law Firm team are A-1 status, If your looking for a fair just lawyer that's tough, Huff is we're you need to go ! The most honest fairest lawyer I've … More ever dealt with, "Huff Law Firm" were dreams come true !
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The Huff Law Firm was extremely helpful in a time of need. They were honest and clear about all fees and possible outcomes. I couldn’t ask for a better law firm.
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The Huff Law Firm! Where would I be today without them?! They helped get my case dismissed and were easy to contact every step of the way. I never had a problem with communication, and even after my case, I was still able to get in touch … More if I had any questions! Very professional, caring. And kind! I didn’t feel like just another case, it felt like someone actually cared for what I was going through and wanted to help me through it. So thank you so much!!!
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I have personally had Mr Huff as my lawyer fighting a case and he was able to get it dismissed! He is very patient and knowledgeable of his profession I am beyond happy with his services and would absolutely recommend him for any legal … More needs.
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I highly recommend The Huff Law Firm! I contacted them for a car accident consultation and received an almost immediate response. The attorney was kind, clear and patient with my many questions, lol. He was thorough and knowledgeable. While … More we elected to not pursue a personal injury claim this time, I do plan to keep him in my rolodex for future incidents and refer him to others.
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I was injured in a vehicle accident at work. I suffered neck back and shoulder injuries that required surgery. My wife vetted Korey Huff/Huff Law Firm. Attorney Huff immediately began working on my case. He was honest and upfront and extremely … More diligent. The compassion he had for our suffering gave us reassurance that we were not alone. The professional way he kept us informed made us feel secure. Korey got us what we deserved. We won our case. Korey will fight for you.
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I called Korey for a consult for an auto accident and he was so helpful and easy to talk to. He made me want to leave my case in his hands.
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A few years ago, Korey was able to get my case dismissed. Still soo very grateful to this day!
Details that deserve a closer look
Keep every coverage conversation in its own lane.
One collision can generate several claim numbers with different insurers or departments. Make a short list showing who opened each claim, which coverage they identified, and what documents they requested. A vehicle-repair update does not necessarily answer the questions about your injury claim. Ask for unclear positions in writing.
Use the policy documents that applied on the date of the crash. A current insurance card or renewal notice may reflect later changes. Keep the declarations page, endorsements, and any notices from that period. If the insurer sends only part of the policy, note what is missing instead of filling in the gaps from memory.
Questions with Korey The Lawyer
Real questions.
Let’s talk about them.
Uninsured & Underinsured Motorists. Start here, then tell me what happened.
What is the difference between uninsured and underinsured motorist coverage?
Uninsured motorist coverage may apply when a responsible driver lacks insurance. Underinsured coverage may apply when that driver’s insurance is insufficient. Your policy and the facts determine whether benefits are available. The names alone do not establish payment.
How do I know whether I have UM/UIM coverage?
Start with your declarations page, then review the full policy and any selection or rejection documents. Texas insurers generally must offer this coverage, and it can be rejected in writing. Bring the documents instead of relying only on what you remember buying.
Can I make a UM/UIM claim with my own insurance company?
That is generally where this coverage is found, but the policy must apply to you and the accident. You may still need to establish the other driver’s responsibility and your covered losses. Your insurer’s involvement does not remove the need to document the claim.
What if the other driver left the scene?
Report what happened and preserve available evidence. A hit-and-run claim can have specific coverage and proof requirements, including issues involving contact between vehicles. Have the actual policy and facts reviewed before assuming coverage exists or does not exist.
Should I accept the other driver’s policy limits first?
Get advice on the proposed settlement and your own policy requirements before signing. Consent, notice, releases, and other rights may matter. Bring the offer and full policy so the steps can be considered together.
Is UIM the same as personal injury protection?
No. Personal injury protection, often called PIP, is a different type of coverage with its own terms. UM/UIM, PIP, medical payments, and health insurance should not be treated as interchangeable. We can review which questions your documents raise.
The insurer says I have no claim. Is that the final answer?
Ask for the position in writing and keep the policy. A case review can compare the stated reason with the documents and the facts. It does not guarantee the decision will change, but it gives us something concrete to examine.
How do I get a UM/UIM case review in Houston?
Call Korey at 1-877-HIT-MEUP!®️. The initial review is free. Bring the policy and any offers if you have them. Our Houston office serves injured Texans, including people outside Houston.
What if I changed insurance companies after the wreck?
Keep information for the insurer and policy in place when the crash occurred, along with the dates of any later changes. Tell the reviewing attorney which company received notice and what it said. Changing companies does not, by itself, explain the coverage or obligations connected to an earlier event.
Can a passenger ask about coverage under more than one policy?
Yes, it is worth identifying potentially relevant policies, including the vehicle’s policy and your own documents. That does not mean each policy applies or that limits can simply be added together. Who qualifies as an insured, exclusions, and policy coordination all need careful review.
My car has been repaired. Why are injury questions still coming?
Property damage and bodily injury can involve different coverage questions, documents, and claim handling. Keep the repair payment and any release you signed so its scope can be checked. Do not assume payment for one part of the loss resolves every issue or confirms payment for another.
General information about our services and the claim process. Advice for a particular situation requires a review of its facts.
Learn more: Texas Department of Insurance: Uninsured motorist coverage · Texas Department of Insurance: Auto insurance guide.
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Call Korey at 1-877-HIT-MEUP!®️ for a free case review, or leave your contact information so the firm can follow up.
Houston office · Serving Texas
Including Houston, Killeen, and San Antonio.
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