THE HUFF LAW FIRM

KILLEEN CAR ACCIDENT LAWYER

Killeen Car Accident Lawyer

Still hurting after a wreck? See a doctor. Then hit me up.

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Korey Huff, Black car accident and personal injury lawyer serving Killeen, Texas
Korey The LawyerKOREY A. HUFFBlack Car Accident Lawyer Serving Killeen

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Houston based.
Serving injured Texans.

OUR CASE RESULTS →

Speak with a Killeen car accident lawyer about your options. If you were hurt in a car accident in Killeen, Harker Heights, Copperas Cove or on Fort Hood (formerly Fort Cavazos), you are about to deal with an insurance company whose job is to pay you as little as possible. Attorney Korey Huff of The Huff Law Firm represents injured drivers, passengers, soldiers and military families across Bell County and Coryell County.

There is no attorney fee unless we win. The case review is free, a lawyer can call you now, and you typically pay nothing out of pocket.

A Black Car Accident Lawyer Serving Killeen and Fort Hood

Killeen is one of the most diverse cities in Texas, and a lot of injured people here want a lawyer who looks like them and treats them with respect from the first call. The Huff Law Firm is a Black-owned Texas personal injury firm. The lawyer on this page built this firm to fight for people like you.

We know the Killeen reality: a wreck on US-190 at 6 a.m. heading to the gate, an off-post crash with a soldier who ships out in three weeks, a family on one income trying to figure out who pays the medical bills. Korey fights like it is personal, because to the client it is. Speak with a Black car accident lawyer Killeen families can consult about their options.

How The Huff Law Firm Helps After a Car Accident in Killeen, TX

From the first call, we work to take the insurance company off your back and put the case on the right track. We may: Speak with a car accident lawyer Killeen TX families can contact for a free review.

  • Handle every call and letter from the insurers, so you do not have to give a recorded statement that could be used against you
  • Get the Killeen Police or Bell County Sheriff crash report and read it for errors that hurt you
  • Preserve evidence fast: dash-cam and business camera footage along US-190 and Rancier, vehicle data, the other driver's phone records
  • Get you to the right doctors, including providers who treat on a letter of protection if you have no insurance or are waiting on TRICARE referrals
  • Deal with the medical billing and the liens so the hospital is not chasing you
  • Look for every policy that may apply: the at-fault driver's, your own UM/UIM and PIP, an employer's policy if the other driver was working
  • Demand full value and, if the offer is wrong, may take the case to trial

You focus on healing. We handle the fight.

Car Wrecks Are Rising in Killeen and Bell County

TxDOT recorded 6,068 reportable crashes in Bell County in 2025, including 2,104 in Killeen. If you are involved, a Killeen car accident lawyer can review your situation and advise you on your rights.

Sources: www.txdot.gov, www.txdot.gov

The roads where we see the most serious wrecks:

  • US-190 / I-14 (Central Texas Expressway), especially the stretch between Fort Hood Street and Harker Heights where the on-ramps stack up at shift change
  • Rancier Avenue and Veterans Memorial Boulevard through the center of town
  • Stan Schlueter Loop and Trimmier Road, where speed and intersection collisions meet
  • W.S. Young Drive and Fort Hood Street near the Killeen Mall and the post gates
  • FM 2410 and Knight's Way in Harker Heights
  • US-190 toward Copperas Cove and I-35 through Belton and Temple
  • The Fort Hood main gates at morning and evening formation times, where rear-end collisions are common

Common Causes of Car Accidents in Killeen, Texas

  • Distracted driving, the leading cause in Bell County, usually a phone
  • Speeding on US-190 and the loops
  • Drunk driving, especially on weekends along Rancier and near the bars off Fort Hood Street
  • Fatigue, including soldiers driving home after long duty days and night training
  • Running red lights and failing to yield at the big intersections on Stan Schlueter and W.S. Young
  • Following too closely in the stop-and-go at the gates
  • 18-wheelers and commercial trucks on I-14 and I-35
  • Uninsured and underinsured drivers, a bigger problem in Killeen than in most Texas cities because of the transient population

The cause matters because it helps decide who pays. Our job is working to prove it.

Auto Collisions We Handle in Killeen

Type of crash What we see in Killeen
Rear-end collisions The most common, especially at the Fort Hood gates and on US-190 at shift change
T-bone and intersection crashes Stan Schlueter, W.S. Young, Rancier at Fort Hood Street
Hit-and-run Higher than average here; your own UM coverage may pay
Drunk-driving wrecks Weekend crashes along Rancier and near post
18-wheeler and commercial truck crashes I-14 and I-35; these involve federal trucking rules and bigger policies
Rideshare accidents (Uber, Lyft) Common around the mall and downtown; a $1 million policy may apply
Motorcycle crashes Many riders on post; Texas drivers rarely look for bikes
Pedestrian and bicycle injuries Rancier and Veterans Memorial have few safe crossings
Uninsured and underinsured driver claims We check your own policy
Wrongful death When a crash takes a life, the family's claim

What To Do After a Car Accident in Killeen

  1. Get checked by a doctor the same day. AdventHealth Central Texas in Killeen, Baylor Scott & White in Temple, Seton Medical Center Harker Heights, or any urgent care. Soldiers and dependents: Carl R. Darnall Army Medical Center on post, but get the civilian records too. A gap in treatment is the first thing an adjuster uses against you.

  2. Call 911 and get the report. Killeen Police, Harker Heights PD or the Bell County Sheriff typically write a CR-3 crash report. Ask for the report number. Crashes on Fort Hood are handled by military police, and the report process is different; we can deal with it.

    Sources: www.txdot.gov

  3. Photograph everything before the cars move: both vehicles, the road, signals, the other driver's license, plate and insurance card.

  4. Get witness names and phone numbers.

  5. Do not give a recorded statement to the other driver's insurer. Say your lawyer can contact them.

  6. Do not sign a release or cash a quick check. A fast offer often means they believe it is worth more.

  7. Tell your chain of command if you are a soldier and get the line-of-duty paperwork started. It generally does not hurt your civil claim, and it helps protect your benefits.

  8. Call a Killeen car accident lawyer. Evidence disappears in days, not months.

Hit me up at 1-877-HIT-MEUP. A lawyer can call you now.

What If I'm Being Blamed for the Car Accident?

You may still recover. Texas uses modified comparative negligence, the 51% rule: as long as you were not more than 50% at fault, you may have a claim, reduced by your share. If you were 20% at fault for a $100,000 case, you could recover $80,000.

Sources: tcss.legis.texas.gov

Insurance companies push fault onto injured people on purpose. The adjuster may say you were speeding, following too closely, or "should have seen them." We answer with evidence: the crash report, photos, camera footage, witness statements and, when it matters, an accident reconstruction.

Questions soldiers and military families ask

I'm about to deploy or PCS. Can I still pursue the case? Typically, yes. We handle cases by phone and video for clients stationed anywhere, and we work to keep the case moving while you are gone.

Will a claim affect my clearance or my command? A civil injury claim is generally not a disciplinary matter. Being the victim of a crash is not misconduct.

TRICARE paid my bills. Do I still have a case? Typically, yes. TRICARE has a right to be repaid from the settlement, and we work to handle that lien so it is done correctly.

The crash was on post. Does that change things? The report and some procedures are different, but your right to recover from an at-fault driver is generally the same. A Fort Cavazos car accident may refer to an incident at the installation now called Fort Hood.

What Damages Can I Recover After a Killeen Car Accident?

Texas law may let an injured person recover for what the crash actually cost them, now and in the future.

Type of damages What it covers
Medical expenses ER, surgery, imaging, therapy, medication, and future care
Lost wages and earning capacity Pay you missed, and reduced ability to earn if you cannot return to the same work; for soldiers, lost special pay or a career cut short
Pain and suffering The physical pain and daily limits of the injury
Mental anguish Anxiety, fear of driving, sleep problems, trauma
Property damage Your vehicle and what was in it
Physical impairment and disfigurement Permanent loss of function, scarring
Loss of consortium The effect on your spouse and family
Wrongful death Funeral costs, lost support and companionship

No honest lawyer quotes a number before the medical picture is clear. What moves the value: how serious and permanent the injury is, how clear fault is, how much insurance exists, and how well the case was documented from day one.

How Long Do I Have To File a Car Accident Lawsuit in Killeen, Texas?

Typically two years from the date of the crash, under Texas Civil Practice and Remedies Code § 16.003.

Sources: tcss.legis.texas.gov

Three exceptions that may come up in Killeen:

A city, county or state vehicle hit you (a Killeen city truck, a HOP bus, a sheriff's cruiser). The Texas Tort Claims Act requires written notice within six months, and some cities shorten it further.

Sources: www.killeentexas.gov

A federal or military vehicle hit you. Claims against the United States may go through the Federal Tort Claims Act. A written administrative claim with a specific dollar amount generally must first be presented to the appropriate federal agency within two years after it accrues. Standard Form 95 can be used, but is not mandatory. A written final denial or six months without final agency action generally permits suit; a mailed denial generally starts a separate six-month filing period.

Sources: www.justice.gov, uscode.house.gov, uscode.house.gov

The injured person is a minor. For many Texas-law claims, the limitations period is generally paused until 18; government-notice and federal deadlines may differ. The parents’ claim for medical bills generally runs on the normal two years.

Sources: tcss.legis.texas.gov, uscode.house.gov

The deadline is when you must file. The time to call is now, while the camera footage still exists.

Is Hiring a Lawyer Necessary After a Car Accident?

If you were injured, a lawyer can help assess fault, available insurance, evidence and the medical bills while you recover. If it was a fender-bender with no injury, you may not need one, and we can tell you that on the free call.

How the process works

  1. Free case review. You tell us what happened. A lawyer tells you honestly whether we think there is a case.
  2. We take on the insurance company. Calls and letters can go through us.
  3. We build the evidence. Crash report, medical records, photos, camera footage, witness statements, expert analysis when needed.
  4. We work to demand full value from every insurer that may owe you money.
  5. We settle or we may try the case. Most cases settle before trial.

How long will my Killeen car wreck case take?

Timing depends on treatment, disputed fault, available evidence and whether a lawsuit is needed. A lawyer can discuss the factors affecting your case. A Killeen car wreck lawyer can review the evidence.

Why Hire The Huff Law Firm for Your Killeen Car Accident Case

No attorney fee unless we win. Free consultation, no upfront costs, fee paid only from the recovery.

A lawyer calls you now. The line is open 24/7 and a lawyer can call you back quickly, not a form that gets answered Tuesday.

We fight like it's personal. Korey Huff prepares cases for trial when the offer is wrong, and insurers know it. Recent results: $3,000,000 settlement. $2,000,000 settlement. $1,000,000 settlement. $725,000 settlement. $700,000 commercial car accident settlement. $600,000 and $500,000 settlements. Past results do not guarantee future outcomes; every case is different. View case results

A Black-owned firm you can see yourself in. You know who your lawyer is from the first call to the last.

We understand Killeen. Military families, TRICARE, deployments, PCS orders, crashes on post. We have handled these issues before.

Awards. Million Dollar Advocates Forum; National Trial Lawyers: Top 100 (2020).

MILLIONS WON FOR CLIENTS

PROVEN SETTLEMENT SUCCESS

Selected personal injury settlements from The Huff Law Firm’s Texas practice. Each result reflects a separate matter.

$3,000,000

Commercial settlement

$2,000,000

Truck wreck settlement

$1,000,000

Settlement

$900,000

Premises liability settlement

$725,000

Settlement

$700,000

Commercial car accident settlement

$600,000

Settlement

$500,000

Settlement

Past results do not guarantee future outcomes; every case is different.

NATIONAL TRIAL LAWYERSNamed to the 2020 Top 100 list
SOUTH TEXAS COLLEGE OF LAWDoctor of Jurisprudence
UTMB · GALVESTONBachelor of Science

GOOGLE CLIENT REVIEWS

WHAT CLIENTS SAY AFTER WORKING WITH US

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Individual experiences vary. Past results and testimonials do not guarantee future outcomes. Every case is different.

Features & cover stories

Korey in the Press.

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MENSMAGVision. Service. Legacy.September 15, 2026Read the feature in MENSMAG (opens in a new tab)
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MENSMAGBeyond the CourtroomSeptember 15, 2026Read the feature in MENSMAG (opens in a new tab)
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MENSMAGThe RiseSeptember 15, 2026Read the feature in MENSMAG (opens in a new tab)
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USA TODAYElite in LawContributor content · May 13, 2026Read the feature in USA TODAY (opens in a new tab)

Killeen Car Accident Lawyer FAQ

How much does a car accident lawyer cost in Killeen?

Nothing up front. The Huff Law Firm works on contingency: the consultation is free and the fee is a percentage of the recovery. If we do not win, you owe no attorney fee.

Do I need a lawyer for a car accident in Killeen, TX?

If you were hurt, you may be dealing with medical bills, missed work and an insurance adjuster asking questions before you have answers. A lawyer can gather the evidence, deal with the insurance company and help you understand your options before you sign or settle. For a no-injury fender-bender, you may not need one—we can talk that through, too.

What should I do after a car accident in Killeen?

Get medical care the same day, get the police report number, photograph everything, collect witness contacts, do not give a recorded statement to the other driver's insurer, and call a lawyer before you sign anything.

How long do I have to file a car accident claim in Texas?

Typically two years from the crash. Government claims may require notice within six months or sooner, depending on the governmental unit. A federal claim generally requires written administrative presentment to the appropriate agency first; Standard Form 95 is optional.

Sources: www.killeentexas.gov, www.justice.gov

I'm a soldier at Fort Hood. Can I sue after a car accident?

Typically, yes. Military status should not limit your right to recover from an at-fault civilian driver. We handle cases for soldiers who deploy or PCS during the case, and we work to handle the TRICARE lien so it is repaid correctly.

What if the other driver has no insurance?

You may still recover through your own uninsured/underinsured motorist (uninsured motorist/underinsured motorist, or UM/UIM) coverage, which Texas insurers must offer. We check your policy.

Sources: www.opic.texas.gov

What if I was partly at fault?

You may still recover as long as you were not more than 50% at fault. Your recovery is reduced by your percentage.

How long does a car accident settlement take in Texas?

Some cases settle without a lawsuit. If the insurance company makes a fair offer, filing suit may not be necessary. If the offer falls short, we may recommend filing suit. In our experience, cases often settle for more after suit is filed, but that process can take longer and a higher settlement isn’t guaranteed. Your treatment, the evidence and the insurance company’s response all affect the timeline. We work to keep your case moving and explain the options before you decide whether to settle.

Who pays my medical bills after a Killeen car wreck?

At first, your own health insurance, TRICARE, PIP or a letter of protection with the provider. At the end, the at-fault driver's insurer may reimburse those costs as part of your settlement, and we work to handle the repayment of any liens.

Where is your office, and do I have to come in?

The Huff Law Firm is based in Houston and represents clients throughout Killeen, Harker Heights, Copperas Cove, Temple, Belton and Bell County. You do not have to come in. We handle cases by phone and video, and we can come to you if you are hospitalized.

Injured in a Killeen Car Accident? Hit Me Up.

The insurance company is already working on your claim. Make sure someone is working for you. Call 1-877-HIT-MEUP for a free case review, 24 hours a day. No attorney fee unless we win. For another type of injury, contact a Killeen personal injury attorney.

Call Now — A Lawyer Can Call You Immediately Start Your Free Case Review

Serving Killeen, Harker Heights, Copperas Cove, Fort Hood, Nolanville, Belton, Temple, Salado, Kempner and all of Bell and Coryell Counties.

Car wreck questions? Hit Me Up.